Diapers and Money

Sorry about so many posts about cloth diapers but this is really starting to become a reality for me and is directly related to our money!
So in my last post I was talking about how the I didnt like the liner in the Gdiaper. Well I was going threw some stuff and found DIFFERENT prefolds! I do not even remember having them lol. Well they were smaller so they fit better in the liner. I tried it on Gabe and it was awesome. He napped in it and had NO leak!! the outside of the Gpant was a little...damp I guess you could say. Not enough to be like OH NO hes wet though.
However, I do thing the medium is just to small for him, his fat little legs and round belly.
After much more research and price comparison I think I found what I want.
Diapers.com sells the flip diapers in packs of 6, for both boys I would need 2pks which would be about %100(like $99) which makes them about $8.33 a piece. That is the cheapest I have been able to find them new. The good things about the flip is they are one size so when Ry is finally potty trained I will have that many more for Gabe!
For Prefolds Im going with Little-Lion.com. They sell Unbleached Indian Prefolds for $23 a dozen. Im getting 2 dozen for now but may get another dozen later.
Im going the Wet Bag route, specifically a wet/dry bag that will hang in our laundry area. They run about $23 on average.

So our possible total to cloth diaper our kids should be around $169 which we will split up buying the stuff over a month or two.

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On to the money!

So for anyone one who had the "overdraft protection" before the new law was passed, you may know what Jared and I were going threw.
About a year and a half ago we were in a very bad rut of over drafting. We were terrible with money and once it started it was hard to fix. We would get paid on the first, the overdraft fees were taken out and we would have just enough money to pay a few bills but nothing left. Leaving us overdrawing again just to get groceries. This happened EVERY paycheck. So we were paying around $600-$800 every month in over draft!!
When the law was passed and you had to actually go in and sign a paper to get overdraft, we were here. Away from our bank. Which was a blessing. We never went in to sing that paper. Not doing so forced us to be more careful, knowing that we couldn't just keep going and pay back later. Now here we are NOT over drafting and SAVING $200 every paycheck. Its hard, we keep a budget but allow for a little spending room. We waste less food, and cut out some convenience things. We havent use paper towels in for ever lol!